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The best time to start long-term care planning is when you approach retirement and qualify for Medicare at age 65. Of course, you can plan for long-term care before that time or after that time, but for most people, when they reach 65 and look into Medicare, that’s...
It’s never too late to save money. If, however, you wanted to save 100% of your money, you should have started planning five years before you needed Medicaid (through a Medicaid asset protection trust). You can give assets away, but any assets you give are counted for...
Aid and attendance benefits are paid retroactively to the date of application or the filing of the notice of intent to file a claim. Upon filing one or the other, the benefit starts the first day of the following month of filing. Even though it may take the VA several...
The average person cannot afford to pay out of pocket because the cost of care is so expensive. When we talk about long-term care in Arkansas, we’re talking about basically four types of care: episodic or occasional homecare, around-the-clock homecare, assisted...
The most important component of a long-term care plan—believe it or not—is a power of attorney. The creation of all long-term care plans, in fact, should start first with the power of attorney as that is what gives you the authority to create all of the other...
Well, the How? is easy: you hire me. The When? is the point at which you need long-term care, as you can’t apply for Medicaid before that point. In Arkansas, we do have Medicaid for home-based care, plus some limited Medicaid for assisted living, and then, of course,...