August marks National Make-A-Will Month — a timely opportunity to shed light on an often-overlooked yet critical topic. Many people, especially younger adults, might believe that wills are only necessary for the elderly or the wealthy. It's time to dispel this myth. Creating a will is a proactive and caring decision that applies across all ages and income levels.

You make things easier for loved ones

Imagine a future where your loved ones are caught up in legal delays and stress due to the absence of a will. By having a will, you prevent this confusion and ensure your loved ones have a clear understanding of your wishes. It's all about making things smoother and less burdensome for those who matter most to you.

You can name a guardian for your children

If you're a parent, having a will becomes even more critical. A will allows you to legally name who you want to take care of your children if something unexpected happens. It's an act of love and responsibility to ensure their future is safeguarded according to your wishes, rather than leaving it to chance or the courts.

You get to decide what happens to your stuff

Even if you don't own a house or have significant investments, a will ensures that whatever you do possess — whether it's your car, bank accounts, digital assets, or beloved pets — goes to the right people. This control over your possessions can provide peace of mind and clarity for those left behind.

You can make medical and legal choices clear

Some wills include a living will or health care directives, which allow you to outline your preferences if you were unable to speak for yourself. This clarity provides peace of mind that isn't age-dependent and ensures your medical wishes are respected when it matters most.

Making a will is a responsible and compassionate step to protect loved ones and secure your desires. Use this month as motivation to either create a will or to encourage younger family members and friends to do so. Remember, peace of mind is not something that should be reserved for later in life.